These are the five secrets that insurance companies don’t want you to know about your motorcycle accident injury claim:

#1 They don’t want you to know that they have set a reserve at the beginning of your case, which is an estimate of how much money they’re willing to pay on your claim. They are required to do this through the state insurance commissioner, so that they have adequate funds set aside to cover your claim should they have to pay.

#2 They don’t want you to know that they have a recorded statement that they have taken from their insured.

#3 They never want you to know what their policy limits are whether there is more insurance coverage available and whether the person that hit you has an umbrella policy or additional sources of insurance.

#4 They don’t want you to know that they are watching you. They are watching you on Facebook, on Twitter, on Instagram, and on Pinterest. They are watching all of your outside activity and sometimes they will go as far as hiring a private investigator to stake out your house and follow you around for days at a time.

#5 They don’t want you to know that if you hire a lawyer, you are likely to get over two and a half times more than what you would without a lawyer. That’s why they try to do a quick settlement and get you to sign a release – because they know that if you’re going to hire a lawyer they will have to pay more. This study was done by their own people, the National Insurance Council, which stated that claimants with lawyers received, on average, over 2.5 times more in their pocket after attorney fees than people who did not hire a lawyer.